The salary of a Credit Analyst I in the United States varies depending on several factors, including experience, location, education level, marketing trend and company sizes.
As of April 01, 2025, the average annual salary for a Credit Analyst I in the United States is $58,114. According to Salary.com, salaries can range from a low of $47,681 to a high of $65,328, with most professionals earning between $52,653 and $61,890.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $61,890 | $5,158 | $1,190 | $30 |
| Average | $58,114 | $4,843 | $1,118 | $28 |
| 25th Percentile | $52,653 | $4,388 | $1,013 | $25 |
An entry-level Credit Analyst I with less than 1 year of experience earns about $57,706. With 1-2 years of experience, the average salary increases to $58,227. For 2-4 years of experience, the pay typically rises to $59,072. Senior-level professionals with 5-8 years of experience earn around $59,241, and those with over 8 years of experience can expect an average of $59,354.
| Levels | Salary |
|---|---|
| Entry Level Credit Analyst I | $57,706 |
| Intermediate Level Credit Analyst I | $58,227 |
| Senior Level Credit Analyst I | $59,072 |
| Specialist Level Credit Analyst I | $59,241 |
| Expert Level Credit Analyst I | $59,354 |
| Entry Level | 1% |
| Mid Level | 0% |
| Senior Level | 2% |
| Top Level | 2% |
| Experienced | 2% |
Salaries in the United States differ widely between states due to factors like cost of living, local economies, and industry presence.
What Am I Worth?
Salaries in the United States can vary greatly between cities due to factors like cost of living, local economies, and industry presence.
As of April 01, 2025, our research reveals a significant shift in Credit Analyst I compensation over the past six years. For example, the median salary increased from $57,125 in 2023 to approximately $57,430 in 2024. (For a detailed analysis of Credit Analyst I salary trends, click here.)
Key factors like location, experience, industry demand, and economic growth significantly influence salary variations, making them important to consider.
Salary.com job board provides millions of Credit Analyst I information for you to search for. Click on search button below to see Credit Analyst I job openings or enter a new job title here.
Here are companies hiring for Credit Analyst I and their salaries, click below for more details.
| Core Compensation | ||||
| Core Compensation | Median | % of Total | ||
| Base Salary | $58,114 | 68.5% | ||
| Bonus | $0 | 0.0% | ||
| Value of Benefits | ||||
| Core Compensation | Median | % of Total | ||
| Social Security | $4,446 | 5.2% | ||
| 401K/403B | $2,441 | 2.9% | ||
| Disability | $1,162 | 1.4% | ||
| Healthcare | $8,352 | 9.8% | ||
| Pension | $3,138 | 3.7% | ||
| Time Off | $7,152 | 8.4% | ||
| Total Compensation | $84,806 | 100% | ||
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.4% |
| High School | 7.5% |
| Associates | 5.2% |
| Bachelors | 69.6% |
| Masters | 16.8% |
| Doctorate | 0.5% |
What Am I Worth?
The average annual salary of Credit Analyst I is $58,114. In case you are finding an easy salary calculator, the average hourly pay of Credit Analyst I is $28; the average weekly pay of Credit Analyst I is $1,118; the average monthly pay of Credit Analyst I is $4,843.
A Credit Analyst I's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Credit Analyst I earns the most in San Jose, CA, where the annual salary of a Credit Analyst I is $73,299.
The highest pay for Credit Analyst I is $65,328.
The lowest pay for Credit Analyst I is $47,681.
Analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Makes recommendations on credit extensions within established guidelines. May make recommendations regarding bad debt or write-offs. Typically requires a bachelor's degree. Typically reports to a supervisor or manager. Works on projects/matters of limited complexity in a support role. Work is closely managed. Typically requires 0-2 years of related experience.
Specify the abilities and skills that a person needs in order to carry out the specified job duties. Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Credit Risk: Credit risk is the possibility of loss due to a borrower's defaulting on a loan or not meeting contractual obligations.
Transportation: Refers to the mode of travel used to get from home to work most frequently. The transportation are bus, train, aeroplane, ship, car, etc while the mode of transportation refers to road, air, sea/ocean, etc.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
