The salary of a Credit Analyst I in the United States varies depending on several factors, including experience, location, education level, marketing trend and company sizes.
As of April 01, 2025, the average hourly pay of Credit Analyst I in the United States is $28. While Salary.com is seeing that the highest pay for Credit Analyst I in the US can go up to $31 and the lowest down to $23, but most earn between $25 and $30. Salary.com shows the average base salary (core compensation), as well as the average total cash compensation for the job of Credit Analyst I in the United States.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $30 | $2 | $1 | $0 |
| Average | $28 | $2 | $1 | $0 |
| 25th Percentile | $25 | $2 | $0 | $0 |
As of April 01, 2025, Salary.com is seeing that an entry-level Credit Analyst I with under 1 year experience makes about $57,706. With less than 2 years of experience, a mid-level Credit Analyst I makes around $58,227. After 2-4 years, the Credit Analyst I pay rises to about $59,072. Those senior Credit Analyst I with 5-8 years of experience earn roughly $59,241, and those Credit Analyst I having 8 years or more experience is expected to earn about $59,354 on average.
| Levels | Salary |
|---|---|
| Entry Level Credit Analyst I | $57,706 |
| Intermediate Level Credit Analyst I | $58,227 |
| Senior Level Credit Analyst I | $59,072 |
| Specialist Level Credit Analyst I | $59,241 |
| Expert Level Credit Analyst I | $59,354 |
| Entry Level | 1% |
| Mid Level | 0% |
| Senior Level | 2% |
| Top Level | 2% |
| Experienced | 2% |
Salaries in the United States can vary significantly from state to state due to a multitude of factors, including cost of living, local economic conditions, and industry presence.
For example, as of April 01, 2025, the average yearly salary of Credit Analyst I is $64,100 in California and in Massachusetts, the average annual salary goes to $63,245. While in New Jersey, a Credit Analyst I earns $62,990 per year.
What Am I Worth?
Salaries in the United States can vary significantly from city to city due to a multitude of factors, including cost of living, local economic conditions, and industry presence.
For example, as of April 01, 2025, the average yearly salary of Credit Analyst I in San Francisco, CA is $72,579 and in New York, NY, the average annual salary goes to $67,348. While a Credit Analyst I earns $64,815 per year in Boston, MA.
For those exploring the changing dynamics of Credit Analyst I salaries, Salary.com offers detailed insights through our Job Trending in CA Labor Market analysis. As of April 01, 2025, our research highlights a notable shift in Credit Analyst I compensation over the past six years. For instance, the median salary has moved from $57,125 in 2023 to about $57,430 in 2024 (for a comprehensive analysis of Credit Analyst I salary trends, click here). It's crucial to consider several elements, including geographical location, experience level, industry demand, and economic development, as they play a significant role in influencing salary variations.
Salary.com job board provides millions of Credit Analyst I information for you to search for. Click on search button below to see Credit Analyst I job openings or enter a new job title here.
Here are companies hiring for Credit Analyst I and their salaries, click below for more details.
| Core Compensation | ||||
| Core Compensation | Median | % of Total | ||
| Base Salary | $58,114 | 68.5% | ||
| Bonus | $0 | 0.0% | ||
| Value of Benefits | ||||
| Core Compensation | Median | % of Total | ||
| Social Security | $4,446 | 5.2% | ||
| 401K/403B | $2,441 | 2.9% | ||
| Disability | $1,162 | 1.4% | ||
| Healthcare | $8,352 | 9.8% | ||
| Pension | $3,138 | 3.7% | ||
| Time Off | $7,152 | 8.4% | ||
| Total Compensation | $84,806 | 100% | ||
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.4% |
| High School | 7.5% |
| Associates | 5.2% |
| Bachelors | 69.6% |
| Masters | 16.8% |
| Doctorate | 0.5% |
What Am I Worth?
Analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Makes recommendations on credit extensions within established guidelines. May make recommendations regarding bad debt or write-offs. Typically requires a bachelor's degree. Typically reports to a supervisor or manager. Works on projects/matters of limited complexity in a support role. Work is closely managed. Typically requires 0-2 years of related experience.
Specify the abilities and skills that a person needs in order to carry out the specified job duties. Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Credit Risk: Credit risk is the possibility of loss due to a borrower's defaulting on a loan or not meeting contractual obligations.
Transportation: Refers to the mode of travel used to get from home to work most frequently. The transportation are bus, train, aeroplane, ship, car, etc while the mode of transportation refers to road, air, sea/ocean, etc.
