Mortgage Lending Officer Salary in New York, NY

How much does a Mortgage Lending Officer make in New York, NY?

As of April 01, 2025, the average annual salary for a Mortgage Lending Officer in New York, NY is $53,760. According to Salary.com, salaries can range from a low of $44,199 to a high of $67,190, with most professionals earning between $48,756 and $60,790.

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Salary range for a Mortgage Lending Officer

$48,756 to $60,790

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Mortgage Lending Officer

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Job Openings for Mortgage Lending Officer in New York, NY

What does a Mortgage Lending Officer do?

Common responsibilities of a Mortgage Lending Officer

Demonstrate a commitment to professional ethics, as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements.

November 03, 2022

Obtain contact info for realtors, insurance agents, and other relevant 3rd parties related to the loan.

January 15, 2023

Promote mortgage programs to realtors and other group organizations.

January 20, 2023

Maintains awareness of community and civic activities and participates in activities to enhance the image, reputation, and professionalism of the Company and to promote Company services.

January 21, 2023

Develop and maintain a strong understanding of documentation required for all mortgage lending products, policies, processes, and required documentation for Government-Sponsored Enterprise (GSE), Federal Housing Administration (FHA), Veterans Affairs (VA), United States Department of Agriculture (USDA), and portfolio products as required.

March 27, 2023

Assisting with mortgage loan operations activities including reporting results on originations, in process, and closed loans.

April 08, 2023

Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.

April 30, 2023

Stays abreast of relevant laws and regulations.

April 30, 2023

Provide high-quality customer service and support in order to guide the NASB borrower through the loan application process after the Loan Officer has secured a commitment from the borrower to proceed with the loan.

May 12, 2023

Understands the connection of the level of service provided being directly correlated to driving sales volume.

May 17, 2023

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Mortgage Lending Officer Salary By Experience Levels in New York, NY

How much should you be earning in Mortgage Lending Officer in New York, NY based on your current experience?

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Mortgage Lending Officer Salary By Level of Education in New York, NY

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Mortgage Lending Officer in New York, NY

Average Base Salary

Core compensation

48756

60790

53760

Average Total Cash Compensation

Includes base and annual incentives

50410

63841

56023

What is the average salary for Mortgage Lending Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Mortgage Lending Officer in New York, NY. The base salary for Mortgage Lending Officer ranges from $48,756 to $60,790 with the average base salary of $53,760. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $50,410 to $63,841 with the average total cash compensation of $56,023.

View Average Salary for Mortgage Lending Officer as table

	Average Salary	Average Salary Range
Base Salary	$53,760	$48,756 - $60,790
Bonus	$2,263	$1,654 - $3,051
Total Pay	$56,023	$50,410 - $63,841

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Mortgage Lending Officer Salary Near New York, NY

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO New York, NY
CITY, STATE West New York, NJ	AVERAGE SALARY RANGE $48,756 - $60,790	COMPARE TO New York, NY 0%
CITY, STATE Hoboken, NJ	AVERAGE SALARY RANGE $48,756 - $60,790	COMPARE TO New York, NY 0%
CITY, STATE Union City, NJ	AVERAGE SALARY RANGE $48,756 - $60,790	COMPARE TO New York, NY 0%
CITY, STATE Jersey City, NJ	AVERAGE SALARY RANGE $48,756 - $60,790	COMPARE TO New York, NY 0%
CITY, STATE Bronx, NY	AVERAGE SALARY RANGE $48,756 - $60,790	COMPARE TO New York, NY 0%
CITY, STATE Brooklyn, NY	AVERAGE SALARY RANGE $48,756 - $60,790	COMPARE TO New York, NY 0%

See salaries for Mortgage Lending Officer in locations close to New York, NY. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About New York, New York

The City of New York, usually called either New York City (NYC) or simply New York (NY), is the most populous city in the United States. With an estimated 2017 population of 8,622,698 distributed over a land area of about 302.6 square miles (784 km2), New York is also the most densely populated major city in the United States. Located at the southern tip of the state of New York, the city is the center of the New York metropolitan area, the largest metropolitan area in the world by urban landmass and one of the world's most populous megacities, with an estimated 20,320,876 people in its 2017 M...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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JOB TITLE Mortgage Lending Executive	LOCATION New York, NY	MINIMUM SALARY $232,163	MAXIMUM SALARY $309,453
JOB TITLE Lending Officer	LOCATION New York, NY	MINIMUM SALARY $78,587	MAXIMUM SALARY $97,032

The Mortgage Lending Officer job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in New York, NY that might be a good fit for the type of job and salary you are looking for.

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48756

60790

About New York, New York The City of New York, usually called either New York City (NYC) or simply New York (NY), is the most populous city in the United States. With an estim....More

New York, New York area prices were up 1.6% from a year ago

Mortgage Lending Officer Salary in popular cities: Buffalo, Rochester, Yonkers

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