Loans Officer Salary in San Francisco, California

How much does a Loans Officer make in San Francisco, CA?

As of April 01, 2025, the average annual salary for a Loans Officer in San Francisco, CA is $85,511. Salary.com reports that pay typically ranges from $73,854 to $100,137, with most professionals earning between $63,241 and $113,452.

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Salary range for a Loans Officer

$73,854 to $100,137

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What is a Loans Officer?

A Loans Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. They analyze the financial status of loan applicants, review credit reports, and assess the risk involved in granting loans. Loans Officers also work with clients to explain loan options and terms, and ensure that all necessary documentation is completed accurately. They may also be responsible for monitoring and managing existing loan accounts, as well as promoting and marketing loan products to potential customers. Strong communication and customer service skills are essential for this role, as Loans Officers must be able to build and maintain relationships with clients while adhering to lending regulations and company policies.

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Job Openings for Loans Officer in San Francisco, CA

What does a Loans Officer do?

Common responsibilities of a Loans Officer

Stay informed about industry trends, market conditions, and changes in lending practices to make informed decisions about loan approvals and risk management.

September 08, 2023

Provide guidance and assistance to customers in understanding the loan application process and their financial obligations.

September 14, 2023

Develop and maintain relationships with potential borrowers, such as individuals, small businesses, and commercial clients.

September 15, 2023

Negotiate loan terms and conditions with borrowers, including interest rates, repayment schedules, and collateral requirements.

September 18, 2023

Monitor and track the status of existing loans, including payments, delinquencies, and defaults.

October 07, 2023

Interview loan applicants to gather additional information and clarify any discrepancies in their financial records.

October 10, 2023

Review and analyze financial documents, such as income statements and credit reports, to assess the risk of lending to an individual or business.

October 20, 2023

Work with underwriters and other financial professionals to ensure compliance with lending regulations and company policies.

October 21, 2023

Recommend loan approvals or denials based on the applicant's financial situation and credit history.

November 08, 2023

Evaluate loan applications and determine the creditworthiness of applicants.

November 15, 2023

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Loans Officer Salary By Experience Levels in San Francisco, CA

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Loans Officer Salary By Level of Education in San Francisco, CA

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Loans Officer in San Francisco, CA

Average Base Salary

Core compensation

73854

100137

85511

Average Total Cash Compensation

Includes base and annual incentives

85811

120281

100969

What is the average salary for Loans Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Loans Officer in San Francisco, CA. The base salary for Loans Officer ranges from $73,854 to $100,137 with the average base salary of $85,511. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $85,811 to $120,281 with the average total cash compensation of $100,969.

View Average Salary for Loans Officer as table

	Average Salary	Average Salary Range
Base Salary	$85,511	$73,854 - $100,137
Bonus	$15,458	$11,957 - $20,145
Total Pay	$100,969	$85,811 - $120,281

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Loans Officer Salary Near San Francisco, CA

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO San Francisco, CA
CITY, STATE Daly City, CA	AVERAGE SALARY RANGE $73,854 - $100,137	COMPARE TO San Francisco, CA 0%
CITY, STATE Berkeley, CA	AVERAGE SALARY RANGE $72,216 - $97,916	COMPARE TO San Francisco, CA
CITY, STATE Oakland, CA	AVERAGE SALARY RANGE $72,216 - $97,916	COMPARE TO San Francisco, CA
CITY, STATE Vallejo, CA	AVERAGE SALARY RANGE $66,527 - $90,202	COMPARE TO San Francisco, CA
CITY, STATE Hayward, CA	AVERAGE SALARY RANGE $72,098 - $97,755	COMPARE TO San Francisco, CA
CITY, STATE Concord, CA	AVERAGE SALARY RANGE $66,385 - $90,010	COMPARE TO San Francisco, CA

See salaries for Loans Officer in locations close to San Francisco, CA. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About San Francisco, California

San Francisco is located on the West Coast of the United States at the north end of the San Francisco Peninsula and includes significant stretches of the Pacific Ocean and San Francisco Bay within its boundaries. Several picturesque islands—Alcatraz, Treasure Island and the adjacent Yerba Buena Island, and small portions of Alameda Island, Red Rock Island, and Angel Island—are part of the city. Also included are the uninhabited Farallon Islands, 27 miles (43 km) offshore in the Pacific Ocean. The mainland within the city limits roughly forms a "seven-by-seven-mile square", a common local collo...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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