Insurance Underwriter Salary in the United States

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How much does an Insurance Underwriter make?

As of April 01, 2025, the average annual salary for an Insurance Underwriter in the United States is $63,479. Salary.com reports that pay typically ranges from $56,724 to $72,083, with most professionals earning between $50,574 and $79,916.

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Salary range for an Insurance Underwriter
$56,724 to $72,083
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Insurance Underwriter Salary in Major Cities

This chart shows the salary comparison for Insurance Underwriter between major cities. San Francisco City consistently ranks #1 as of April 01, 2025. Click on the chart to see the detail salary data for Insurance Underwriter in each city.

Insurance Underwriter Salary by City

Click to see the salary for Insurance Underwriter in these major U.S. cities.
City Name Average Salary
San Francisco, CA $79,279
Washington, DC $70,284
Miami, FL $60,991
Chicago, IL $65,599
Boston, MA $70,798
New York, NY $73,566
Dallas, TX $62,686
If you'd like know Insurance Underwriter Salary in other cities, then please select a city in

Average Salary Range for Insurance Underwriter

Average Base Salary

Core compensation

 
 
 
56724
72083
63479

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
58515
75823
65939
What is the average salary for Insurance Underwriter in 2025?
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Insurance Underwriter in the United States. The base salary for Insurance Underwriter ranges from $56,724 to $72,083 with the average base salary of $63,479. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $58,515 to $75,823 with the average total cash compensation of $65,939.

View Average Salary for Insurance Underwriter as table

Average Salary Average Salary Range
Base Salary $63,479 $56,724 - $72,083
Bonus $2,460 $1,791 - $3,740
Total Pay $65,939 $58,515 - $75,823
* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.
* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

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Comments about Insurance Underwriter

What's the difference between Health Insurance Underwriter and Insurance Underwriter?
According to our latest salary estimation on April 01, 2025. The average salary of Insurance Underwriter is $63,479, and the average salary of Health Insurance Underwriter is $71,400. The average salary of Health Insurance Underwriter is higher than Insurance Underwriter. ( 2025-03-25 salary.com )
I am an Insurance Underwriter, which location’s salary is higher, Riverside, CA or Bossier City, LA?
Riverside, CA typically sees higher pay than Bossier City, LA for Insurance Underwriter. an Insurance Underwriter Salary in Riverside, CA is $66,977 as of April 01, 2025; an Insurance Underwriter Salary in Bossier City, LA is $58,236 as of April 01, 2025. ( 2025-03-25 salary.com )

Insurance Underwriter Frequently Asked Questions

Why does the salary of an Insurance Underwriter vary from city to city?
The cost of living is tied to salaries. If the expenses are higher in a particular city, then the wage level will be higher as well to afford the people can opportunity to live there. This is why you're always going to make more money in New York City for example, than in a small town. ( 2025-03-25 salary.com )
What are the Pay Factors for Insurance Underwriter?
Salary ranges for an Insurance Underwriter can vary widely, depending on the city and several other pay factors, including (but not limited to) education level, certifications, additional skills, and work experience. Click here to view Eight Factors That Can Affect Your Pay ( 2025-03-25 salary.com )
How the Pay Factors Influence Your Pay?
Salaries are ultimately dictated by the position being applied to, and hiring company, but there are several important pay factors that come into play based on your individual history that could impact your value to the company. Salary.com's Personal Salary Report will analyze these factors for you to help you maximize your earning potential. ( 2025-03-25 salary.com )

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Last Update: April 01, 2025