Performs credit administration, financial analysis, monitoring and due diligence review of various financial packages and loan originations for the association and other reports as requested by management.
April 10, 2023
Completes required participation allocations based upon an understanding of requirements of combining loans for legal lending limit considerations and assesses appropriate level of approval required for each request.
December 06, 2022
Provides an independent assessment of credit risk by identifying loan risks and mitigating waivers or deviations from established policies and procedures by utilizing loan enhancements when applicable.
February 01, 2023
Works with limited oversight, to appropriately and timely underwrite credit and develop the appropriate credit structure in relationship to the credit risk.
February 21, 2023
Prepare preliminary loan opportunity assessments for term sheet proposals, as well as completion of in-depth credit approval packages for final signature authorities.
March 01, 2023
Obtains and reviews Compliance Certificates, Borrowing Base Certificates, and associated receivable, payable, and inventory reports on a timely basis.
March 18, 2023
Monitors client financial condition through review of periodic financial statements, covenant compliance, and personal investigation of conditions in the industry, marketplace, competition and industry.
March 24, 2023
Assists all commercial lenders, as well as mentor and train less experienced lenders, by participating with the lender, as needed, in client meetings in order to assist in identifying and addressing client financial needs and the information the Bank will need to make a credit decision.
March 27, 2023