As of April 01, 2025, the average annual salary for a Senior Lending Officer in the United States is $94,140. According to Salary.com, salaries can range from a low of $79,831 to a high of $114,104, with most professionals earning between $86,650 and $104,590.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $104,590 | $8,716 | $2,011 | $50 |
| Average | $94,140 | $7,845 | $1,810 | $45 |
| 25th Percentile | $86,650 | $7,221 | $1,666 | $42 |
An entry-level Senior Lending Officer with less than 1 year of experience earns about $91,681. With 1-2 years of experience, the average salary increases to $91,904. For 2-4 years of experience, the pay typically rises to $92,240. Senior-level professionals with 5-8 years of experience earn around $92,799, and those with over 8 years of experience can expect an average of $93,581.
| Levels | Salary |
|---|---|
| Entry Level Senior Lending Officer | $91,681 |
| Intermediate Level Senior Lending Officer | $91,904 |
| Senior Level Senior Lending Officer | $92,240 |
| Specialist Level Senior Lending Officer | $92,799 |
| Expert Level Senior Lending Officer | $93,581 |
| Entry Level | 3% |
| Mid Level | 2% |
| Senior Level | 2% |
| Top Level | 1% |
| Experienced | 1% |
Salaries in the United States differ widely between states due to factors like cost of living, local economies, and industry presence.
What Am I Worth?
Salaries in the United States can vary greatly between cities due to factors like cost of living, local economies, and industry presence.
As of April 01, 2025, our research reveals a significant shift in Senior Lending Officer compensation over the past six years. For example, the median salary increased from $96,695 in 2023 to approximately $95,435 in 2024. (For a detailed analysis of Senior Lending Officer salary trends, click here.)
Key factors like location, experience, industry demand, and economic growth significantly influence salary variations, making them important to consider.
Salary.com job board provides millions of Senior Lending Officer information for you to search for. Click on search button below to see Senior Lending Officer job openings or enter a new job title here.
Here are companies hiring for Senior Lending Officer and their salaries, click below for more details.
| Core Compensation | ||||
| Core Compensation | Median | % of Total | ||
| Base Salary | $94,140 | 72.8% | ||
| Bonus | $0 | 0.0% | ||
| Value of Benefits | ||||
| Core Compensation | Median | % of Total | ||
| Social Security | $7,202 | 5.6% | ||
| 401K/403B | $4,425 | 3.4% | ||
| Disability | $753 | 0.6% | ||
| Healthcare | $6,056 | 4.7% | ||
| Pension | $5,178 | 4.0% | ||
| Time Off | $11,586 | 9.0% | ||
| Total Compensation | $129,339 | 100% | ||
| Degree Level | % of user with this level of education |
|---|---|
| High School | 8.3% |
| Associates | 13.9% |
| Bachelors | 38.9% |
| Masters | 36.1% |
| Doctorate | 2.8% |
What Am I Worth?
The Senior Lending Officer is responsible for managing lending operations, ensuring compliance with regulations, and optimizing loan processes. This role typically offers a salary range from $86,180 to $106,870, with a midpoint of $95,260, reflecting the importance of their expertise in driving financial success and efficiency within the organization.
Chase Home Lending Advisors can expect to earn a salary ranging from $86,180 to $106,870, with a median salary of $95,260. This reflects a competitive compensation structure for Senior Lending Officers in the industry.
A Senior Lending Officer is responsible for originating, underwriting, and closing loans, focusing on new business development. This role reports to the Chief Lending Officer. The salary for this position typically ranges from $86,180 to $106,870, with a midpoint of $95,260, reflecting the expertise and responsibilities involved.
Some loan officers receive a base salary ranging from $86,180 to $106,870, with a mid-salary of $95,260. While some are paid a flat salary or hourly rate, others earn commissions in addition to their regular compensation. Commissions are typically based on the number of loans originated or the repayment performance of those loans.
The highest salary for a Senior Lending Officer is $106,870 per year. While some positions may offer higher compensation, the typical salary range for this role is between $86,180 and $106,870. As a Senior Lending Officer, you assist clients in understanding their loan options and finding the best loans to meet their needs.
A Senior Loan Officer is not an underwriter, but they oversee a team that includes underwriting among other lending activities. Their role involves loan structuring, marketing, and product development. The salary for this position ranges from $86,180 to $106,870, with a midpoint of $95,260, reflecting the responsibilities and expertise required.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
