The salary of a Senior Credit Analyst in the United States varies depending on several factors, including experience, location, education level, marketing trend and company sizes.
As of April 01, 2025, the average annual salary for a Senior Credit Analyst in the United States is $84,600. Salary.com reports that pay typically ranges from $78,400 to $91,200, with most professionals earning between $72,755 and $97,209.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $91,200 | $7,600 | $1,754 | $44 |
| Average | $84,600 | $7,050 | $1,627 | $41 |
| 25th Percentile | $78,400 | $6,533 | $1,508 | $38 |
An entry-level Senior Credit Analyst with less than 1 year of experience earns about $81,824. With 1-2 years of experience, the average salary increases to $82,287. For 2-4 years of experience, the pay typically rises to $83,212. Senior-level professionals with 5-8 years of experience earn around $84,600, and those with over 8 years of experience can expect an average of $87,063.
| Levels | Salary |
|---|---|
| Entry Level Senior Credit Analyst | $81,824 |
| Intermediate Level Senior Credit Analyst | $82,287 |
| Senior Level Senior Credit Analyst | $83,212 |
| Specialist Level Senior Credit Analyst | $84,600 |
| Expert Level Senior Credit Analyst | $87,063 |
| Entry Level | 3% |
| Mid Level | 3% |
| Senior Level | 2% |
| Top Level | 0% |
| Experienced | 3% |
Salaries in the United States differ widely between states due to factors like cost of living, local economies, and industry presence.
What Am I Worth?
Salaries in the United States can vary greatly between cities due to factors like cost of living, local economies, and industry presence.
As of April 01, 2025, our research reveals a significant shift in Senior Credit Analyst compensation over the past six years. For example, the median salary increased from $85,403 in 2023 to approximately $85,188 in 2024. (For a detailed analysis of Senior Credit Analyst salary trends, click here.)
Key factors like location, experience, industry demand, and economic growth significantly influence salary variations, making them important to consider.
Salary.com job board provides millions of Senior Credit Analyst information for you to search for. Click on search button below to see Senior Credit Analyst job openings or enter a new job title here.
Here are companies hiring for Senior Credit Analyst and their salaries, click below for more details.
| Core Compensation | ||||
| Core Compensation | Median | % of Total | ||
| Base Salary | $84,600 | 70.7% | ||
| Bonus | $0 | 0.0% | ||
| Value of Benefits | ||||
| Core Compensation | Median | % of Total | ||
| Social Security | $6,472 | 5.4% | ||
| 401K/403B | $3,553 | 3.0% | ||
| Disability | $1,692 | 1.4% | ||
| Healthcare | $8,352 | 7.0% | ||
| Pension | $4,568 | 3.8% | ||
| Time Off | $10,412 | 8.7% | ||
| Total Compensation | $119,650 | 100% | ||
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.7% |
| High School | 7.3% |
| Associates | 5.9% |
| Bachelors | 44.2% |
| Masters | 40.6% |
| Doctorate | 1.3% |
What Am I Worth?
A Senior Credit Analyst typically requires three to five years of experience in the field. This role demands strong analytical skills, proficiency in data analysis tools, and effective communication abilities. The salary range for this position is between $77,500 and $97,500, with a midpoint of $87,000, reflecting the expertise and responsibilities involved.
A Senior Credit Analyst can expect a salary ranging from $77,500 to $97,500, with a midpoint of $87,000. This indicates that the role is relatively well-compensated, especially compared to entry-level positions. Overall, it can be considered a high-paying job within the finance sector.
The five Cs of credit are crucial for lenders assessing financial products. They evaluate character, capacity, capital, collateral, and conditions to determine approval and set loan rates and terms. For a Senior Credit Analyst, understanding these factors is essential, especially with a salary range of $77,500 to $97,500, reflecting the importance of this role in financial decision-making.
The highest salary for a Senior Credit Analyst typically ranges from $97,500, with a minimum of $77,500 and a midpoint of $87,000. While some cities may report higher figures, such as New York at $111,775, the standard range for this role reflects the competitive nature of the industry.
The salary for a Senior Credit Analyst in the USA typically ranges from a minimum of $77,500 to a maximum of $97,500, with an average salary around $87,000. This translates to a monthly pay of approximately $6,750.
A Senior Credit Analyst in the US typically earns between $77,500 and $97,500 annually, with a median salary of around $87,000. This translates to approximately $37.26 to $46.88 per hour, or $1,479 to $1,979 per week. The monthly earnings range from about $6,458 to $8,458.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
