As of April 01, 2025, the average annual salary for a Mortgage Escrow Specialist in the United States is $57,850. Salary.com reports that pay typically ranges from $51,190 to $66,060, with most professionals earning between $45,126 and $73,535.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $66,060 | $5,505 | $1,270 | $32 |
| Average | $57,850 | $4,821 | $1,113 | $28 |
| 25th Percentile | $51,190 | $4,266 | $984 | $25 |
An entry-level Mortgage Escrow Specialist with less than 1 year of experience earns about $56,657. With 1-2 years of experience, the average salary increases to $57,651. For 2-4 years of experience, the pay typically rises to $59,933. Senior-level professionals with 5-8 years of experience earn around $61,894, and those with over 8 years of experience can expect an average of $62,139.
| Levels | Salary |
|---|---|
| Entry Level Mortgage Escrow Specialist | $56,657 |
| Intermediate Level Mortgage Escrow Specialist | $57,651 |
| Senior Level Mortgage Escrow Specialist | $59,933 |
| Specialist Level Mortgage Escrow Specialist | $61,894 |
| Expert Level Mortgage Escrow Specialist | $62,139 |
| Entry Level | 2% |
| Mid Level | 0% |
| Senior Level | 4% |
| Top Level | 7% |
| Experienced | 7% |
Salaries in the United States differ widely between states due to factors like cost of living, local economies, and industry presence.
What Am I Worth?
Salaries in the United States can vary greatly between cities due to factors like cost of living, local economies, and industry presence.
As of April 01, 2025, our research reveals a significant shift in Mortgage Escrow Specialist compensation over the past six years. For example, the median salary increased from $66,972 in 2023 to approximately $67,117 in 2024. (For a detailed analysis of Mortgage Escrow Specialist salary trends, click here.)
Key factors like location, experience, industry demand, and economic growth significantly influence salary variations, making them important to consider.
Salary.com job board provides millions of Mortgage Escrow Specialist information for you to search for. Click on search button below to see Mortgage Escrow Specialist job openings or enter a new job title here.
Here are companies hiring for Mortgage Escrow Specialist and their salaries, click below for more details.
| Core Compensation | ||||
| Core Compensation | Median | % of Total | ||
| Base Salary | $57,850 | 71.6% | ||
| Bonus | $0 | 0.0% | ||
| Value of Benefits | ||||
| Core Compensation | Median | % of Total | ||
| Social Security | $4,426 | 5.5% | ||
| 401K/403B | $1,793 | 2.2% | ||
| Disability | $521 | 0.6% | ||
| Healthcare | $5,345 | 6.6% | ||
| Pension | $3,124 | 3.9% | ||
| Time Off | $7,788 | 9.6% | ||
| Total Compensation | $80,846 | 100% | ||
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 1.3% |
| High School | 48.7% |
| Associates | 14.3% |
| Bachelors | 30.4% |
| Masters | 4.5% |
| Doctorate | 0.9% |
What Am I Worth?
The role of a Mortgage Escrow Specialist can indeed be stressful, particularly when managing tight deadlines, intricate mortgage applications, and client expectations. Additionally, market fluctuations and regulatory pressures contribute to the stress. With a salary range from $47,600 to $65,440, the financial rewards may help offset some of the job's challenges.
Escrow can be a rewarding career, especially for Mortgage Escrow Specialists. With salaries ranging from $47,600 to $65,440, and a median salary of $54,680, it offers a competitive wage that supports a comfortable lifestyle. This makes it an attractive option for those seeking stability and growth in the financial sector.
A Mortgage Escrow Specialist manages escrow accounts, ensuring accurate processing of borrower-paid taxes and insurance. They assist with annual escrow analysis and enforce guidelines for impounding and force-placing insurance as necessary. The salary for this role ranges from $47,600 to $65,440, with a midpoint of $54,680.
Escrow officers typically earn a salary ranging from $47,600 to $65,440, with a mid-salary of $54,680. While their pay isn't solely based on commissions like real estate agents, many escrow officers do receive bonuses or commissions in addition to their regular salaries, enhancing their overall compensation.
Mortgage Escrow Specialists typically earn between $47,600 and $65,440 annually, with a median salary of $54,680. Their role involves managing escrow accounts, where part of the mortgage payment goes toward principal and interest, while the other portion is allocated for property taxes and insurance premiums.
As a Mortgage Escrow Specialist, salaries typically range from $47,600 to $65,440, with a midpoint of $54,680. While it's possible to earn higher in specialized roles or with significant experience, reaching $100,000 may be challenging in this field.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
