Risk Consultant jobs in the United States

Only W2 or Green Card Holder

Position Overview

The Program Manager - Credit Risk will be responsible for overseeing and managing credit risk programs, ensuring that credit risk policies and procedures are effectively implemented and adhered to. This role involves leading cross-functional teams, managing projects, and providing strategic insights to enhance the company’s credit risk management practices.

Key Responsibilities

• **Program Management:**
• Develop and implement credit risk management programs and initiatives.
• Lead and manage cross-functional teams to ensure successful delivery of credit risk projects.
• Monitor project progress, identify potential risks, and implement mitigation strategies.
• Ensure that programs are delivered on time, within scope, and within budget.
• **Credit Risk Analysis:**
• Oversee the assessment of credit risk exposure and develop strategies to manage and mitigate risks.
• Analyze credit risk data and provide insights to senior management for informed decision-making.
• Develop and maintain credit risk models and tools to support risk assessment and management.
• **Policy and Procedure Development:**
• Design, implement, and maintain credit risk policies and procedures.
• Ensure that credit risk policies are in compliance with regulatory requirements and industry best practices.
• Conduct regular reviews and updates of credit risk policies and procedures.
• **Stakeholder Management:**
• Collaborate with internal stakeholders, including finance, operations, and legal teams, to address credit risk issues and align on strategies.
• Communicate program status, risks, and issues to senior management and other stakeholders.
• **Reporting and Documentation:**
• Prepare and present reports on credit risk program performance and outcomes.
• Maintain comprehensive documentation of program activities, decisions, and risk assessments.
  
  

Qualifications

• **Education:**
• Bachelor’s degree in Finance, Business Administration, Risk Management, or a related field. Advanced degree (e.g., MBA, Master’s) or relevant certification (e.g., FRM, CFA) is a plus.
• **Experience:**
• 5-8 years of experience in credit risk management, program management, or a related field.
• Proven experience in leading cross-functional projects and managing credit risk programs.
• **Skills:**
• Strong analytical skills with the ability to interpret complex data and make data-driven decisions.
• Excellent project management skills with experience using project management tools and methodologies.
• Strong understanding of credit risk principles, models, and regulatory requirements.
• Effective communication and presentation skills, with the ability to interact with senior management and stakeholders.
• Proficiency in relevant software and tools, such as Excel, SQL, and risk management systems.
  
  

Additional Requirements

• Ability to work independently and manage multiple projects simultaneously.
• Strong problem-solving skills and a proactive approach to risk management.
• High level of attention to detail and accuracy.
  
  

Why Join Us

• Competitive salary and benefits package.
• Opportunities for professional growth and development.
• A collaborative and innovative work environment.
  
  

Skills: credit risk,risk management,skills,data,teams,core banking