Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Our team is thriving in the current market and we are looking to add more great people to the team. If you are licensed, or in the process, we would love to see if we might be a great fit for each other.
Company Description
Summit Lending is a Southern California-based direct mortgage lender and mortgage brokerage specializing in home purchase loans and refinance loans. We offer a wide range of loan options, including government loans, Conventional loans, Jumbo loans, Home Equity Lines of Credit, and reverse mortgage loans. With over two decades of experience, we provide personalized service and competitive rates to first-time homebuyers, veterans, real estate investors, and seasoned home buyers throughout California. Our focus on exceptional customer service has earned us top reviews and the respect and referrals of past clients and affiliate partners.
Role Description
This is a full-time on-site role for a Loan Officer at our location in Huntington Beach, CA. The Loan Officer will be responsible for daily tasks related to loan origination, underwriting, and customer service. They will work closely with clients, answer inquiries, review financial documents, and ensure the smooth processing of loan applications.
Qualifications