Health Underwriter jobs in Oklahoma
Health Underwriter reviews applications for coverage, gathers data, and assesses risk related to qualifying a candidate for health insurance. Calculates and recommends pricing. Being a Health Underwriter performs group and/or individual underwriting. May require a bachelor's degree. Additionally, Health Underwriter typically reports to a supervisor or manager. The Health Underwriter gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Health Underwriter typically requires 2 to 4 years of related experience. (Copyright 2024 Salary.com)
Recently Added Health Underwriter jobs
MORTGAGE UNDERWRITER
- Great Plains Bank
-
Oklahoma, OK
OTHER
-
Underwrite mortgage loan applications and evaluate loans in order to maximize organizational profit and minimize risk or loss while providing superior service to residential lending clients by performing the following duties.
Essential Duties and Responsibilities include the following: (Other duties may be assigned)- Reviews residential loan application file to verify application data is complete and meets investor guidelines, underwriting philosophy, policy and procedures.
- Maintain weekly and monthly reports as required by management.
- Assess the overall risk and credit quality of loans based on transaction type, analysis of income, assets, credit and collateral.
- Evaluate and verify information contained in the loan application.
- Ensure that income verification and employment details regarding the applicant are accurate.
- Verify loan-to-value ratios.
- Ensure that the borrower has the ability to repay the loan.
- If necessary, request additional information to support the file or to confirm information already in the file.
- Ensure that the funds for closing are scrutinized very carefully.
- Ensure that the appraisal valuation makes sense and that it will be accepted by the bank or investor
- If necessary, rework the loan to new loan programs and terms.
- Maintain knowledge of all documents used in the origination of FHA, VA and conventional loans. USDA experience a plus, but not required.
- Consistently apply established procedures, including the use of checklists, loan systems, appraisal review software and fraud detection procedures.
- Meet or exceed established turn time and productivity expectations for new files and resubmissions.
- Proactively prioritize duties based upon volume of new files and conditions received.
- Identify and promptly discuss other options available for loans that cannot be approved as submitted.
- Proactively pursue alternative solutions on behalf of loans that are not able to proceed as requested.
- Promptly deliver files to the appropriate loan processor or loan officer for further processing, if applicable.
- Provide guidance, as needed, to the processor or loan officer when documentation provided does not satisfy conditions. Offer flexible alternatives.
- Responsible for originating real estate mortgage loans in accordance with Great Plains Bank’s processes and product guidelines.
- Responsible for complying with the Bank’s BSA/AML and OFAC Compliance and Consumer Compliance policies and procedures relevant to their responsibilities. If the employee is not certain of what the specific instance calls for, the employee will consult the respective policy and will contact their manager with additional questions.
- All employees are required to attend training as required by GPNB as well as support the overall compliance program by complying with all laws, policies and procedures.
To perform the job successfully, an individual should demonstrate the following competencies:- Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data.
- Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.
- Project Management - Develops project plans; Coordinates projects; Communicates changes and progress.
- Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments.
- Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions.
- Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information.
- Adaptability - Adapts to changes in the work environment. Attendance/Punctuality - Is consistently at work and on time.
- Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Commits to long hours of work when necessary to reach goals.; Completes tasks on time or notifies appropriate person with an alternate plan.
- Initiative - Seeks increased responsibilities; Asks for and offers help when needed.
Education and/or Experience: Associate's degree (A.A.) or equivalent from two year college or technical school; or six months to one year related experience and/or training: or equivalent combination of education and experience. Previous FHA, VA, USDA and Conventional underwriting experience required.
Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Skills: Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent. To perform this job successfully, an individual should have knowledge of Microsoft Internet Explorer and Microsoft Office software.
Physical Demands: This position may require long periods of standing or sitting and may include long periods of typing and repetitive motion. Candidates must possess the ability to lift and carry cash drawers, coin bags, and boxes sometimes weighing as much as 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The environment would be consistent with a typical business office with moderate noise, services open to the public and the ability to work in a confined area typically indoors.
All employees are required to attend training as required by GPB, as well as support the overall compliance program by complying with all laws, policies and procedures.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, basis of disability or any other federal, state or location protected class. - 5 Days Ago
Assistant Underwriter
- Oklahoma Farm Bureau Insurance
-
Oklahoma, OK
FULL_TIME
- Pay:$40KFull timeBenefits AvailablePrimary Purpose: Reviews insurance applications to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing by performing the followi...
- 8 Days Ago
Commercial Lines Assistant Underwriter
- Oklahoma Farm Bureau Insurance
-
Oklahoma, OK
FULL_TIME
- Primary Purpose: Reviews insurance applications to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing by performing the following duties.Job Type: Full-timeSalary...
- 1 Day Ago
Business Development Underwriter
- Berkley
-
Oklahoma, OK
OTHER
- Company Details Berkley Aspire is an operating unit of the W.R. Berkley Corporation (NYSE – WRB), a Fortune 500 global insurer founded in 1967. Aspire underwrites excess & surplus lines insurance solu...
- 1 Month Ago
Remote - Field Underwriter
- Thompson Agency
-
Tulsa, OK
FULL_TIME
- MUST HAVE: Ready to start IMMEDIATELYWINNERS MindsetSelf-MotivatedHUNGRY TO WINGoal OrientedBeliever in Self-Discipline Driven to be GREATLoyalty and IntegrityAble to work with a team **If you don't m...
- 16 Days Ago
Remote - Field Underwriter
- Thompson Agency
-
Oklahoma, OK
FULL_TIME
- MUST HAVE: Ready to start IMMEDIATELYWINNERS MindsetSelf-MotivatedHUNGRY TO WINGoal OrientedBeliever in Self-Discipline Driven to be GREATLoyalty and IntegrityAble to work with a team **If you don't m...
- 16 Days Ago
Health Underwriter jobs at Popular Companies
Customer Service Representative (In Field Health Underwriter)
- Insurance Masters
-
Augusta, GA
- Job Description Job Description This is a career opportunity for an outgoing “people’s person”. You will work in a team ...
- 6/11/2024 12:00:00 AM
Underwriter
- Kaiser Permanente
-
Denver, CO
- Description: Salary Scale:$27.26 - $35.22Job Summary:Anticipate key business, marketplace and competitor dynamics in dev...
- 6/11/2024 12:00:00 AM
UnderWriting Consultant
- Experis
-
Austin, TX
- Job Description: Senior Property/Casualty Commercial Underwriter Role: Senior Property/Casualty Commercial Underwriter, ...
- 6/10/2024 12:00:00 AM
Health Underwriter - GA - On Site
- Vensure Employer Solutions
-
Duluth, GA
- About Us Vensure Employer Solutions is the largest privately held organization in the HR technology and service sector, ...
- 6/10/2024 12:00:00 AM
Health and Benefits Lead Associate
- WTW
-
Nashville, TN
- The Role As a Health and Benefits Lead Associate you will contribute to a wide variety of complex projects involving the...
- 6/10/2024 12:00:00 AM
Health & Benefits Associate
- Willis Towers Watson
-
Los Angeles, CA
- Responsibilities: Materially contribute to core health and benefits projects supporting the design and management of gro...
- 6/9/2024 12:00:00 AM
Healthcare Financial/Actuarial Analyst
- WTW
-
Detroit, MI
- Candidates in any of the following locations will be considered: Louisville, KY, Raleigh, NC As a Healthcare Financial/A...
- 6/9/2024 12:00:00 AM
Health & Benefits Senior Associate
- WTW
-
Houston, TX
- The Role Materially contribute to core health and benefits projects involving the design and management of group medical...
- 6/8/2024 12:00:00 AM
About Oklahoma
Oklahoma is the 20th-largest state in the United States, covering an area of 69,899 square miles (181,040 km2), with 68,595 square miles (177,660 km2) of land and 1,304 square miles (3,380 km2) of water. It lies partly in the Great Plains near the geographical center of the 48 contiguous states. It is bounded on the east by Arkansas and Missouri, on the north by Kansas, on the northwest by Colorado, on the far west by New Mexico, and on the south and near-west by Texas. Much of its border with Texas lies along the Southern Oklahoma Aulacogen, a failed continental rift. The geologic figure defi...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Health Underwriter jobs
$58,272 to $70,364
Most Popular Cities in Oklahoma for Health Underwriter Jobs
What does a Health Underwriter do?
Health Underwriter in Yakima, WA
Registered Health Underwriter can be abbreviated as RHU.
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Health Underwriter in Santa Rosa, CA
Underwriters analyze the risk factors appearing on an application.
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Health Underwriter in Shreveport, LA
Excellent underwriting capabilities can make possible not only sustained risk taking but also greater efficiency, organizational growth, a better customer experience—and even improved patient health.
February 17, 2020