Credit Clerk evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk requires a high school diploma or its equivalent. Typically reports to a supervisor or manager. The Credit Clerk possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. May require 0-1 year of general work experience. (Copyright 2024 Salary.com)
POSITION: Credit Analyst
LOCATION: South Jordan, Spanish Fork, Tremonton or Logan Utah
COMPENSATION: Grade 10-11 ($55,000 - $70,000) Depending on education and experience, plus up to 15% additional performance based variable incentive compensation. Comprehensive benefits package also provided.
RESPONSIBILITY: Prepares financial analysis, credit memos and loan monitoring of credits across the Association. In consultation with account managers, develops realistic loan structures, monitors loan performance; validates and reconciles financial information utilized in the credit decision process and completes industry specific research to validate key financial metrics. Ensures reporting of financial analysis and loan classifications are accurate. Performs other duties as assigned.
QUALIFICATIONS:
GENERAL DATA: For over 100 years, the Association has been providing agricultural lending services to commercial and mortgage borrowers in Utah and portions of Wyoming, Nevada and Arizona.
FINAL FILING DATE: Applications will be accepted until the position is filled.
If you have any questions or need additional information please call (801) 571-9200.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment
without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
EEO/AA Employer M/F/V/D