Commercial Loan Clerk, Sr. processes loan payments and applies funds to customer accounts. Calculates and processes payoffs, and releases titles and insurance interest. Being a Commercial Loan Clerk, Sr. calculates and prepares refunds for customers that submit overpayments. Responds to customer inquiries and requests for net payoff quotes. Additionally, Commercial Loan Clerk, Sr. may require an associate degree or equivalent. Typically reports to a supervisor or manager. The Commercial Loan Clerk, Sr. works independently within established procedures associated with the specific job function. Has gained proficiency in multiple competencies relevant to the job. To be a Commercial Loan Clerk, Sr. typically requires 3-5 years of related experience. (Copyright 2024 Salary.com)
**Hybrid role in Alpharetta, GA**
Position Summary: The Credit Analyst/Commercial Underwriter completes customer due diligence in accordance with credit policies and procedures, conducts research, financial analysis, manages conditions and documentation for dealerships.
Northpoint Commercial Finance is a growing and dynamic organization which finances industries such as- Marine, RV, Manufactured Housing, Power sports, Trailers, Power Equipment, technology and much more!
NPCF has an excellent opportunity for a Sr. Commercial Credit Underwriter/Analyst to join our Underwriting team in Alpharetta, GA. Under the direction of the AVP of Credit, the Credit Analyst II completes customer due diligence in accordance with credit policies and procedures, conducts research, financial analysis, manages conditions and documentation for large new and large existing dealerships with more complex structures and analysis needed. Conducts credit reviews to assess and mitigate risk, recommends, and approves decisions that protect the interest of Northpoint, and follows for conditions needed to complete deal setup or continuation.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Specifically, tasks expected require:
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Education/Experience:
Bachelors Degree from a Four-Year college or university preferred
Language Ability:
Ability to read and interpret documents such as operating instructions and policy and procedure manuals. Ability to draft customer facing emails and correspondence on a regular basis. Ability to communicate effectively via phone with a variety of, sales, underwriter, manufacturer/dealer contacts.
Math Ability:
Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals. Ability to compute rate, ratio and percent and to interpret graphs.
Reasoning Ability:
Ability to apply common sense understanding to carry out instructions furnished in written or oral format. Ability to deal with problems involving several concrete variables in standardized format.
Computer Skills:
Microsoft Office required, specifically, Salesforce, DocuSign, Outlook, Word, Excel, and Access
Certificates and Licenses:
N/A
Supervisory Responsibilities:
N/A
Work Environment:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit, use hands to finger, handle or feel and to talk or hear. The employee is occasionally required to stand, walk, reach with hands and arms, stoop kneel, crouch or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.
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