Commercial Credit Analyst jobs in Utah

Commercial Credit Analyst collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Commercial Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • Western Ag Credit
  • Spanish Fork, UT FULL_TIME
  • POSITION: Credit Analyst

    LOCATION: South Jordan, Spanish Fork, Tremonton or Logan Utah

    COMPENSATION: Grade 10-11 ($55,000 - $70,000) Depending on education and experience, plus up to 15% additional performance based variable incentive compensation. Comprehensive benefits package also provided.

    RESPONSIBILITY: Prepares financial analysis, credit memos and loan monitoring of credits across the Association. In consultation with account managers, develops realistic loan structures, monitors loan performance; validates and reconciles financial information utilized in the credit decision process and completes industry specific research to validate key financial metrics. Ensures reporting of financial analysis and loan classifications are accurate. Performs other duties as assigned.

    QUALIFICATIONS:

    • BA/BS degree with emphasis in accounting, agriculture, or business required.
    • Entry level candidates will be considered. However, prefer a minimum of at least two (2) years of agricultural credit, accounting or related agricultural financial reporting experience preferred.
    • Understanding of financial accounting and financial statements, including complex consolidations, tax return analysis, borrowing base reports, global cash flow and reconciliations.
    • Working knowledge and understanding of Farm Credit regulations preferred.
    • Strong knowledge of agriculture, accounting, business law and economics.
    • Applicant must have ability to interact effectively with people at all levels of the organization and to convey ideas clearly. Skills in planning and organization. Must be self-motivated with a good work ethic. Ability to exercise initiative and judgment.
    • Proficient in the use of computer hardware and software common to the Association (i.e. Excel, Word, Windows, Hot Docs, etc.

    GENERAL DATA: For over 100 years, the Association has been providing agricultural lending services to commercial and mortgage borrowers in Utah and portions of Wyoming, Nevada and Arizona.

    FINAL FILING DATE: Applications will be accepted until the position is filled.

    If you have any questions or need additional information please call (801) 571-9200.

    We are an equal opportunity employer and all qualified applicants will receive consideration for employment

    without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

    EEO/AA Employer M/F/V/D

  • 27 Days Ago

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Credit Analyst
  • Western Ag Credit
  • Tremonton, UT FULL_TIME
  • POSITION: Credit Analyst LOCATION: South Jordan, Spanish Fork, Tremonton or Logan Utah COMPENSATION: Grade 10-11 ($55,000 - $70,000) Depending on education and experience, plus up to 15% additional pe...
  • 27 Days Ago

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Credit Analyst
  • Western Ag Credit
  • South Jordan, UT FULL_TIME
  • POSITION: Credit Analyst LOCATION: South Jordan, Spanish Fork, Tremonton or Logan Utah COMPENSATION: Grade 10-11 ($55,000 - $70,000) Depending on education and experience, plus up to 15% additional pe...
  • 27 Days Ago

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Senior Credit Risk Management Analyst
  • Mountain America Credit Union
  • Sandy, UT FULL_TIME
  • Please reference the schedule and minimum qualifications listed below before applying. If you need assistance with filling out our application form or during any phase of the application, interview, o...
  • 12 Days Ago

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Senior Credit Analyst - Special Assets
  • Western Ag Credit
  • South Jordan, UT FULL_TIME
  • POSITION: Senior Credit Analyst - Special Assets LOCATION: South Jordan, Spanish Fork, Tremonton, or Logan Utah COMPENSATION: Grade 14-15 ($80,000 - $115,000) Depending on education and experience, pl...
  • 27 Days Ago

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Western AgCredit - Senior Credit Analyst
  • Farm Credit Council
  • South Jordan, UT FULL_TIME
  • POSITION: Senior Credit Analyst - Special Assets LOCATION: TBD - Candidate could work from any of the branch locations which are located in Tremonton, Logan, Evanston, Roosevelt, Spanish Fork, Richfie...
  • 27 Days Ago

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CRE Commercial Credit Analyst
  • Selby Jennings
  • Indianapolis, IN
  • Responsibilities: Specializes in analyzing CRE and multifamily loans. Reviews members other real estate related collater...
  • 6/12/2024 12:00:00 AM

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Commercial Credit Analyst
  • Westmark Credit Union
  • Idaho Falls, ID
  • Discover the Westmark Difference!! Are you looking for a career? Do you want to be valued as an individual on a team? Do...
  • 6/11/2024 12:00:00 AM

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Commercial Credit Analyst
  • Ascendo Resources
  • Our client is seeking a Commercial Credit Underwriter who will work primarily on credit analysis and underwriting of Mul...
  • 6/10/2024 12:00:00 AM

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Commercial Credit Analyst
  • F&M Trust
  • Harrisburg, PA
  • ABOUT THE ROLE F&M Trust is looking to hire an experienced Commercial Credit Analyst, which will be located at either ou...
  • 6/9/2024 12:00:00 AM

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Commercial Credit Analyst
  • Monson Savings Bank
  • Wilbraham, MA
  • If you're an experienced Commercial Credit Analyst interested in working for a local, community bank, then this is the p...
  • 6/9/2024 12:00:00 AM

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Dealer Commercial Credit Analyst
  • Toyota Industries
  • Coppell, TX
  • Job Description Who We Are: Based in Coppell, TX, Toyota Industries Commercial Finance (TICF) has over 200 associates an...
  • 6/8/2024 12:00:00 AM

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Commercial Credit Analyst II
  • Maine Community Bank
  • Biddeford, ME
  • Job Type Full-time Description Position Title: Commercial Credit Analyst II Department: Credit Administration Reports To...
  • 6/8/2024 12:00:00 AM

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Commercial Credit Analyst II
  • Univest Financial Corporation
  • Souderton, PA
  • Overview: Univest Financial Corporation (UVSP), has approximately $7.8 billion in assets and $4.7 billion in assets unde...
  • 6/8/2024 12:00:00 AM

Utah is known for its natural diversity and is home to features ranging from arid deserts with sand dunes to thriving pine forests in mountain valleys. It is a rugged and geographically diverse state that is at the convergence of three distinct geological regions: the Rocky Mountains, the Great Basin, and the Colorado Plateau. Utah is one of the Four Corners states, and is bordered by Idaho in the north, Wyoming in the north and east; by Colorado in the east; at a single point by New Mexico to the southeast; by Arizona in the south; and by Nevada in the west. It covers an area of 84,899 sq mi ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Credit Analyst jobs
$50,420 to $66,021

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