Ten Ways to Get More from Your Salary this Holiday Season

Home made items

You don't have to be the most creative person on the planet to come up with a nice home crafted gift. And with inexpensive packaging, you can actually create something memorable and thoughtful.

Baked goods and handmade items make wonderful gifts. Consider placing the dry ingredients for a cookie or cake mix in a decorative jar and attach an attractive recipe card with cooking instructions.

Apply the same idea to hand-made soaps, candles or potpourri mixture. Candle and soap-making kits are available at most craft stores at a reasonable price.

Scour through your archive of photographs and pull together a personalized album featuring shots of the recipient through the years.