Top Credit Executive leads the overall credit function. Responsible for creating and implementing policies regarding the review of customers credit history and the granting and/or extension of credit lines. Being a Top Credit Executive ensures that research of credit worthiness is effective and complies with all applicable laws and regulations. May lead a loan review or other internal committee that has oversight on credit policy. Additionally, Top Credit Executive may require an advanced degree. Typically reports to top management. The Top Credit Executive manages a business unit, division, or corporate function with major organizational impact. Establishes overall direction and strategic initiatives for the given major function or line of business. Has acquired the business acumen and leadership experience to become a top function or division head. (Copyright 2024 Salary.com)
We are the leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. We have assets of $2.5 trillion and operations worldwide. We operate in more than 100 markets and have more than 243,000 employees globally.
The Credit Risk Governance team is a global center of excellence with underwriting, technology, innovation, risk policy and quality assurance responsibilities. The governance team works in conjunction with senior leaders in Lending Solutions, Capital Markets, Underwriting, Credit Middle Office and Credit Risk to provide global solutions for a diverse portfolio of products and collateral types.
Job summary
As a Wealth Management Credit Risk, Business Transformation Executive in the Credit Risk Governance team you’ll be a forward-thinking high talent individual with a focus on people, processes, controls, and technology within Risk. The individual will work closely with LOB stakeholders to streamline, standardize, and automate key processes to drive efficient process execution and convergence to strategic state solution. The person in this role will work extensively with Business, Wholesale Credit Risk/Policy and Technology stakeholders across WM and Wholesale Credit.
Job responsibilities
Required qualifications, capabilities, and skills