Health Underwriter jobs in Alabama

Health Underwriter reviews applications for coverage, gathers data, and assesses risk related to qualifying a candidate for health insurance. Calculates and recommends pricing. Being a Health Underwriter performs group and/or individual underwriting. May require a bachelor's degree. Additionally, Health Underwriter typically reports to a supervisor or manager. The Health Underwriter gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Health Underwriter typically requires 2 to 4 years of related experience. (Copyright 2024 Salary.com)

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UNDERWRITER
  • The Carlisle Group (TCG)
  • Forest, AL FULL_TIME
  • Job Description

    Underwriter/Broker

    When you work for our client, you join a firm you can be proud of. Their ability to attract and retain some of the finest people in the Wholesale Industry speaks well of them and how they value their associates. Our client is currently seeking a talented Underwriter/broker to work from their home in Alabama, or in their newest satellite location.

    Responsibilities

    • Initiate, coordinate and quote new and renewal business with little or no supervision
    • Determine coverage needs, prepare submissions for market and secure quotes
    • Negotiate terms and coverage available with accessible markets
    • Analyze, process and provide rating for premium and non-premium endorsements, including audits, cancellations & reinstatements
    • Monitor accounts to ensure compliance with the company’s policies and procedure
    • Possess and maintain an in-depth knowledge of underwriting guidelines, carrier appetite and state specific insurance laws/regulations
    • Communicate with agents on underwriting issues including cancellations, declinations, exposure concerns, and inspection results

    Education And Experience Requirements

    • Broad knowledge of concepts and procedures related to commercial property and casualty insurance which is typically acquired through a bachelor’s degree in a related field or at least 2 years of wholesale or E&S related experience
    • Must be able to understand and analyze necessary components of insurance policies
    • Possess or obtain California Property & Casualty Insurance license within 120 days of employment
    • Proficient computer knowledge including all aspects of Microsoft Office
    • Maintain and cultivate relationships with agents and insurance carriers
    • Familiarity with multi-faceted systems including company rating websites, AIM & ImageRight
    • Ability to effectively and independently manage complex workload while exhibiting very sound judgment
    • Highly organized, able to multi-task, detail-oriented and possesses a sense of urgency
    • Ability to work in a team environment is essential
    • Maintain strong knowledge of the E & S market within the wholesale distribution channels

    Supervisory Responsibilities: There are no supervisory responsibilities required Supervisory responsibilities are a future possibility due to Manger retirement

    Competencies: To perform the job successfully, an individual should demonstrate the following competencies:

    • Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data
    • Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Uses reason even when dealing with emotional topic

    Technical Skills - Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others

    Customer Service - Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments

    Interpersonal Skills - Focuses on solving conflict, not blaming

    Oral Communication - Listens and gets clarification; Responds well to questions

    Written Communication - Presents numerical data effectively; Able to read and interpret written information

    Teamwork - Contributes to building a positive team spirit; Able to build morale and group commitments to goals and objectives

    Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition

    Cost Consciousness - Contributes to profits and revenue

    Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions

    Education and/or Experience: High school diploma or general education degree (GED) required. Prefer college degree or five years of related experience and/or training or equivalent combination of education and experience

    Language Skills: Ability to read and interpret documents such as business reports, safety rules, operating and maintenance instructions, and procedure manuals

    Ability to write routine reports and business correspondence. Ability to speak effectively before groups of customers or employees of organization

    Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry

    Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Ability to make independent decisions

    Computer Skills: To perform this job successfully, an individual should have knowledge of Spreadsheet software and Word Processing software.

    Certificates, Licenses, Registrations: Insurance license preferred, but not required.

    Other Qualifications

    • Ability to problem-solve and deal with a variety of tasks in a fast-paced environment.
    • Ability to develop productive relationships with peers and management and to demonstrate teamwork.
    • Willingness and ability to travel to meet with customers and insurance carriers.

    Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to reach with hands and arms and stoop, kneel, crouch, or crawl. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.

    Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    The noise level in the work environment is usually moderate.
  • 3 Days Ago

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Associate Underwriter
  • Berkley Industrial Comp (a Berkley Company)
  • Homewood, AL FULL_TIME
  • Company DetailsBerkley Industrial Comp provides best in class workers’ compensation insurance solutions to high hazard industries. BIN’s mission is to provide an unparalleled customer experience withi...
  • 23 Days Ago

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Associate Underwriter I
  • Berkley
  • Homewood, AL OTHER
  • Company Details Berkley Industrial Comp provides best in class workers’ compensation insurance solutions to high hazard industries. BIN’s mission is to provide an unparalleled customer experience with...
  • 4 Days Ago

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Senior Contract Surety Underwriter
  • Old Republic Surety Company
  • Birmingham, AL FULL_TIME
  • Description Old Republic Surety Company(ORSC) is currently seeking aSenior Contract Surety Underwriterto join itsContract Underwriting Teamat itsBirmingham, AL Location.ORSCranks among the nation's to...
  • Just Posted

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Underwriter Development Program
  • Amwins Access Insurance Services, LLC
  • Mobile, AL FULL_TIME
  • AtAmwins, we succeed together — and have a good time doing it. We know people don't leave companies. They leave cultures — which is why we work so hard on ours. At Amwins, we thrive oncollaboration, n...
  • 1 Day Ago

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Personal Lines Underwriter I
  • Alfa Insurance Corporate Careers
  • Montgomery, AL FULL_TIME
  • Benefits: Dental insurance Health insurance Paid time off Company OverviewAlfa Insurance® is an A-rated insurance carrier that offers an excellent array of automobile, home, life, farm and business in...
  • 13 Days Ago

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Customer Service Representative (In Field Health Underwriter)
  • Insurance Masters
  • Augusta, GA
  • Job Description Job Description This is a career opportunity for an outgoing “people’s person”. You will work in a team ...
  • 6/11/2024 12:00:00 AM

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Underwriter
  • Kaiser Permanente
  • Denver, CO
  • Description: Salary Scale:$27.26 - $35.22Job Summary:Anticipate key business, marketplace and competitor dynamics in dev...
  • 6/11/2024 12:00:00 AM

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UnderWriting Consultant
  • Experis
  • Austin, TX
  • Job Description: Senior Property/Casualty Commercial Underwriter Role: Senior Property/Casualty Commercial Underwriter, ...
  • 6/10/2024 12:00:00 AM

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Health Underwriter - GA - On Site
  • Vensure Employer Solutions
  • Duluth, GA
  • About Us Vensure Employer Solutions is the largest privately held organization in the HR technology and service sector, ...
  • 6/10/2024 12:00:00 AM

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Health and Benefits Lead Associate
  • WTW
  • Nashville, TN
  • The Role As a Health and Benefits Lead Associate you will contribute to a wide variety of complex projects involving the...
  • 6/10/2024 12:00:00 AM

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Health & Benefits Associate
  • Willis Towers Watson
  • Los Angeles, CA
  • Responsibilities: Materially contribute to core health and benefits projects supporting the design and management of gro...
  • 6/9/2024 12:00:00 AM

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Healthcare Financial/Actuarial Analyst
  • WTW
  • Detroit, MI
  • Candidates in any of the following locations will be considered: Louisville, KY, Raleigh, NC As a Healthcare Financial/A...
  • 6/9/2024 12:00:00 AM

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Health & Benefits Senior Associate
  • WTW
  • Houston, TX
  • The Role Materially contribute to core health and benefits projects involving the design and management of group medical...
  • 6/8/2024 12:00:00 AM

Alabama (/ˌæləˈbæmə/) is a state in the southeastern region of the United States. It is bordered by Tennessee to the north, Georgia to the east, Florida and the Gulf of Mexico to the south, and Mississippi to the west. Alabama is the 30th largest by area and the 24th-most populous of the U.S. states. With a total of 1,500 miles (2,400 km) of inland waterways, Alabama has among the most of any state. Alabama is nicknamed the Yellowhammer State, after the state bird. Alabama is also known as the "Heart of Dixie" and the "Cotton State". The state tree is the longleaf pine, and the state flower is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Health Underwriter jobs
$57,894 to $69,908

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