Credit Clerk, Sr. jobs in Rhode Island

Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Credit Bureau Consumer Ops. Execution Sr. Professional
  • Citizens
  • Johnston, RI FULL_TIME
  • Description

    Credit Bureau Consumer Ops. Execution Sr. Professional

    Description – External & Internal

    At Citizen’s, we’re more than a bank, and you’ll feel valued for who you are and supported to achieve what’s important to you, personally and professionally! As the Credit Bureau Consumer Operations Execution Senior Professional will serve as an FCRA subject matter expert, providing guidance and recommendations the FCRA Disputes, Tradeline Testing & Remediation teams, while also providing guidance and recommendations to the various product lines as it relates to the Fair Credit Reporting Act (FCRA) and credit bureau reporting processes. This role will be responsible for providing managers and the Regulatory Maintenance team with support with Fair Credit Reporting Act (FCRA) and credit bureau reporting processes, research, and reporting tasks. While in this role, you will guide testing applications and provide managerial support in ad hoc activities and projects. You will update leaders and peers on key business changes, quantify data, logistics, and project information. Additionally, you will collaborate with service owners, servicing application stakeholders, FCRA governance team and third parties. Lastly, you will develop and implement operational strategy by creating, deploying, and measuring processes while ensuring that the results are monitored. Most importantly, when you’re a part of our team, you’re made ready for a fulfilling career with exciting new challenges and opportunities to stretch yourself!

    Primary Responsibilities Include

    • Primary focus of role is on day-to-day operational execution, with occasional contribution to broader planning within area of expertise.
    • Develops, implements, and monitors high-level business strategy by creating, deploying and measuring corporate business strategy and ensures that the results are monitored.
    • Implements and reviews operational growth and financial business plans including potential mergers, acquisitions, and divestitures.
    • Monitors and provides support on business strategy.
    • Coordinates business architecture, making general assessments of new business opportunities and analyzing trends and drivers within business areas and locations to optimize medium term strategy.
    • Supports management in their efforts to grow the business and are accountable for the communication of strategic business decisions.
    • Provides support on process reengineering, information management & technical implementation

    Minimum Qualifications

    • 5-7 years of credit bureau reporting experience
    • Understanding and working knowledge of Fiserv, ALS, TSYS, MSP, and Debt Manager servicing platforms
    • Thorough understanding of the CDIA’s Credit Reporting Resource Guide (CRRG), as well as the ability to apply the Metro 2 requirements/standards across all banking products as applicable.
    • Thorough understanding of all federal and state regulatory requirements related to the Fair Credit Reporting Act and Data Furnishing.
    • Ability to independently lead in depth FCRA discussions across the various product lines
    • Strong proven written/verbal communication skills
    • Demonstrated success to work independently and effectively under tight deadlines.
    • Excellent analytical abilities and problem solving skills
    • Ability while processing daily tasks to consider process improvements simultaneously
    • Strong ability to multi-task; utilize effective organizational skills and effective time management skills
    • Intermediate to advanced level experience successfully utilizing Microsoft Office Suites including Word, Outlook, Excel & PDF Creation/ Conversion.

    Preferred Qualifications

    • Experience in bankruptcy and charge off
    • 1 years of credit bureau testing experience
    • Demonstrated past job history stability

    Education, Certifications And/or Other Professional Credentials

    • High School or GED required minimally with 2 years of relevant direct work experience.
    • Bachelor’s Degree in business-related field strongly preferred

    Hours & Work Schedule

    • 40 Hours per Week
    • Work Schedule: Mon.– Fri. 8:30 AM – 5:00 PM ET with the potential for Hybrid and/or Work from Home

    Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

    Equal Employment Opportunity

    At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

    Equal Employment and Opportunity Employer

    Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.

    Why Work for Us

    At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

    Posting End Date: 06/24/2024
  • 7 Days Ago

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Credit Bureau Consumer Ops. Execution Sr. Professional
  • Citizens Bank
  • Johnston, RI FULL_TIME
  • This job offer is not available in your country. Credit Bureau Consumer Ops. Execution Sr. Professional Data Analytics Johnston, Rhode Island; Illinois; Chicago, Illinois; Glen Allen, Virginia; Remote...
  • 16 Days Ago

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Credit Bureau Consumer Ops. Execution Sr. Professional
  • Citizens Bank
  • Providence, RI FULL_TIME
  • This job offer is not available in your country. Credit Bureau Consumer Ops. Execution Sr. Professional Data Analytics Johnston, Rhode Island; Illinois; Chicago, Illinois; Glen Allen, Virginia; Remote...
  • 16 Days Ago

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Credit Specialist
  • Apidel Technologies
  • Providence, RI FULL_TIME
  • Job DetailsJob Description:This role will sit onsite through August and then transition to hybrid. Job SummaryThe Credit and Collections Specialist provides analytical support and coordination of cred...
  • 1 Month Ago

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Credit review
  • Bank of America
  • Providence, RI FULL_TIME
  • Description Through examinations and monitoring, Credit Review provides an independent assessment of credit decisions and the effectiveness of credit processes across the bank’s credit platform, ident...
  • 20 Days Ago

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Credit Specialist
  • Indotronix International Corporation
  • Providence, RI FULL_TIME
  • This job offer is not available in your country. Credit Specialist Providence, Rhode Island, United States Posted : 5 / 6 / 2024 Position Credit Specialist Location : Providence, RI 02907 Duration : 1...
  • 23 Days Ago

Rhode Island (/ˌroʊd -/ (listen)), officially the State of Rhode Island and Providence Plantations, is a state in the New England region of the United States. It is the smallest state in area, the seventh least populous, the second most densely populated, and it has the longest official name of any state. Rhode Island is bordered by Connecticut to the west, Massachusetts to the north and east, and the Atlantic Ocean to the south via Rhode Island Sound and Block Island Sound. It also shares a small maritime border with New York. Providence is the state capital and most populous city in Rhode Is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$43,479 to $59,388

Credit Clerk, Sr. in Danbury, CT
Calls or writes to credit bureaus, employers, and personal references to check credit and personal references.
February 12, 2020
Credit Clerk, Sr. in Macon, GA
Accountemps has an exciting opportunity available in San Ramon! Our client is looking for credit, customer service, and credit professionals to join their team today.
December 26, 2019
Credit Clerk, Sr. in Tampa, FL
SACOB Short Courses are not accredited and are intended to offer you knowledge and skills in a particular field and is a non-credit bearing short course.
December 29, 2019