Credit Analyst jobs in Georgia
Recently Added Credit Analyst jobs
Senior Commercial Credit Analyst
- LGE Community Credit Union
-
Vinings, GA
FULL_TIME
-
What You'll Do
The primary purpose of this position is to assist LGE in living out its service mission, “Dedicated to our member’s financial well being.” To achieve this goal the employee must provide outstanding service to both internal and external members. Responsible for analyzing data and accurately evaluating credit risk of potential borrower. Prioritization, effective time management and strong organizational skills along with the ability to perform multiple functions are needed for this position.
Essential Functions- Maintain an effective knowledge of LGE’s products and services.
- Analyze financial statements and tax returns including balance sheet, income statement and statements of cash flow.
- Make recommendations that support long term credit objectives.
- Prepare documentation and assist commercial lenders in obtaining and analyzing commercial loan applicants.
- Evaluate credit worthiness of commercial applicants and make recommendations.
- Develop and maintain relationships with third party vendors to ensure efficient credit analysis operations.
- Proficient use of data analysis software, Excel, Adobe and Word.
- Ability to research and analyze financial data on new, renewal and existing business loans, including data provided by credit reporting agencies, public record agencies, and research/analysis on industry studies and reports.
- Collaborate with management, commercial lenders and third party vendors to assess credit risk of the commercial loan portfolio.
- Identify and recommend appropriate structuring of commercial credit facilities.
- Ability to assimilate all data required to complete detailed credit analysis for new requests and annual reviews of existing portfolio and recommend risk grade to management.
- Responsible for independently underwriting new credit requests and annual review of existing borrowers, analyzing repayment capacity and monitoring borrower compliance with approved terms and recommending risk tolerance to management and financial impact to the CU.
- Develop, produce and maintain reports for monitoring of commercial credit relationships.
- Review and analyze the financial condition of businesses and individuals; evaluate the quality and sufficiency of various sources of repayment, collateral and the appropriateness of credit structures for new loan and renewal requests are within established credit risk tolerance.
- Prepare, deliver and participate in presentation to Management as required.
- Provide updates to commercial lending on commercial lending trends and activities.
- Proficient in underwriting various collateral types (including accounts receivable, inventory, and equipment), SBA guaranteed loans and various types of commercial real estate income and owner occupied properties, performing appraisal reviews, and the administration of construction or other disbursement budgets.
- Act as a control point in the loan approval process to ensure adherence to credit policies, procedures and loan covenants.
- Prepare and present loan presentations to management providing assessment and adequacy of proposed loan structure, risk rating and credit worthiness, policy exceptions and credit risk tolerance.
- Review and maintain the quality of the business loan portfolio by ensuring consistency of financial and industry data utilized in the credit analysis and approval process.
- Prepare and deliver and monitor reports required in the credit administration during the life cycle of business loans.
- Identify and contribute ideas to improve efficiency and work flow processes.
- Ensure confidentiality of all lending related matters.
- Be familiar with and follow all policies, procedures and processes which have been established in order to meet compliance requirements of all applicable federal regulations. The regulations include but are not limited to the Privacy Act, Office of Foreign Assets Control (OFAC), Bank Secrecy Act (BSA), Reg. CC and Patriot Act.
- Bachelor Degree in Accounting, Finance or Business Administration or a minimum of 5 years related experience.
- Self starter with the ability to work independently; multi-task and reprioritize objectives as needed
- Excellent interpersonal and communication skills, both oral and written
- 5 Days Ago
Senior Commercial Credit Analyst
- LGE Community Credit Union
-
Atlanta, GA
FULL_TIME
- What You'll Do:The primary purpose of this position is to assist LGE in living out its service mission, "Dedicated to our member's financial well being." To achieve this goal the employee must provide...
- 24 Days Ago
Credit Analyst
- SWM International
-
Alpharetta, GA
FULL_TIME
- Description Position Title: Credit Analystlocation: Alpharetta, Georgiadescription Mativ is actively searching for a Commercial (B2B)Credit Analystto join our team in the Corporate Office in Alpharett...
- 7 Days Ago
Credit Analyst
- Mativ
-
Alpharetta, GA
FULL_TIME
- Position Title: Credit Analystlocation: Alpharetta, Georgia description Mativ is actively searching for a Commercial (B2B) Credit Analyst to join our team in the Corporate Office in Alpharetta, GA. Th...
- 9 Days Ago
CREDIT ANALYST
- General Shale
-
Augusta, GA
FULL_TIME
- JOB TITLE: Credit AnalystDEPARTMENT: FinanceLOCATION: Augusta, GA or Johnson City TNTRAVEL: N/AGeneral Shale Brick, Inc., a leading manufacturer of brick and masonry products is seeking a Credit Analy...
- 11 Days Ago
Credit Analyst
- The Commercial Bank
-
Watkinsville, GA
FULL_TIME
- Credit Analyst needed to underwrite commercial and consumer loans. ResponsibilitiesWill analyze corporate and personal financial statements and tax returns. Will prepare credit analysis and memos and ...
- 11 Days Ago
Credit Analyst jobs at Popular Companies
Credit Analyst
- Uline, Inc.
-
Waukegan, IL
- Credit Analyst 2200 S. Lakeside Drive, Waukegan, IL 60085 Join our growing Finance team as a Credit Analyst evaluating f...
- 6/12/2024 12:00:00 AM
Credit Analyst
- Uline, Inc.
-
Pleasant Prairie, WI
- Credit Analyst Corporate Headquarters 12575 Uline Drive, Pleasant Prairie, WI 53158 Join our growing Finance team as a C...
- 6/12/2024 12:00:00 AM
Credit Analyst
- FCS Financial
-
Jefferson City, MO
- CREDIT ANALYST FCS Financial, part of the nationwide Farm Credit System, is dedicated to supporting agriculture and rura...
- 6/11/2024 12:00:00 AM
Credit Analyst
- Horizon Farm Credit
-
Lewisburg, PA
- Job Description Are you looking for a new opportunity that offers career development/training, ability to work in a coll...
- 6/10/2024 12:00:00 AM
Credit Analyst
- Horizon Farm Credit
-
Reedsville, PA
- Job Description Are you looking for a new opportunity that offers career development/training, ability to work in a coll...
- 6/10/2024 12:00:00 AM
Credit Analyst
- IntePros
-
Pittsburgh, PA
- IntePros is excited to partner with a Fortune 200 Investment Banking and Financial Company in helping them identify a Fi...
- 6/9/2024 12:00:00 AM
Credit Analyst
- Taurus Search
-
New York, NY
- Responsibilities: • Conduct credit analyses on broker-dealers, insurance companies, asset managers, and financial instit...
- 6/8/2024 12:00:00 AM
Senior Credit Analyst
- First Citizens Bank
-
Morristown, NJ
- Overview: This position is responsible for analysis at the highest level of complexity and data expertise. Assesses a wi...
- 3/29/2024 12:00:00 AM
About Georgia
Georgia is a state in the Southeastern United States.Beginning from the Atlantic Ocean, the state's eastern border with South Carolina runs up the Savannah River, northwest to its origin at the confluence of the Tugaloo and Seneca Rivers. It then continues up the Tugaloo (originally Tugalo) and into the Chattooga River, its most significant tributary. These bounds were decided in the 1797 Treaty of Beaufort, and tested in the U.S. Supreme Court in the two Georgia v. South Carolina cases in 1923 and 1989.
The border then takes a sharp turn around the tip of Rabun County, at latitude 35°N, thou...
Source: Wikipedia (as of 04/17/2019). Read more from Wikipedia
Income Estimation for Credit Analyst jobs
$52,390 to $65,777
Most Popular Cities in Georgia for Credit Analyst Jobs
What does a Credit Analyst do?
Credit Analyst in West Caldwell, NJ
Lead training activities for the sales teams for all sales subsidiaries.
October 25, 2022
Credit Analyst in Humble, TX
Makes phone calls to customers who do not reply to letters and determines reason for overdue payment and establishes expected payment date per established department guidelines.
December 27, 2022
Credit Analyst in Colonial Heights, VA
Clean, safe, modern work environment.
February 14, 2023