Consumer Loan Quality Assurance Manager jobs in Kentucky

As a Loan Quality Assurance Manager, your day will be filled with opportunities to monitor and review General Ledger entries, Doc Prep and Servicing procedures as it relates to established SOX controls, regulatory and Mortgage Servicing compliance and guidance.

Responsibilities

Daily responsibilities include, but are not limited to, the following:

• Supervise and Review of Files pre-closing for completeness and accuracy to mitigate potential risk and exposure.
• Supervise, review and validate the policies and procedures that adhere to loan policy and regulatory requirements.
• Submit written reports of reviews, including findings and recommended actions
• Supervise, review and recommend improvements in procedures and controls for the Lending process.
• Review and test the design and operating effectiveness of internal controls over loan documentation and processing.
• Review software and system product defaults to ensure they support regulatory and compliance controls that are available for consumer verification of mortgages, consumer insurance claims, requests for re-amortization and removal of PMI and/or escrow.
• Conduct special projects/audits when necessary as directed by the Assistant Director of Operations.
• Provide assistance to internal and external auditors and state/federal regulators during their examination of the bank

Job Requirements

The successful candidate will have the following qualifications:

• High School/GED education, some college preferred

• Bank or financial service loan operations and compliance experience preferred

  Knowledge of bank policies, procedures and federal regulations is helpful

• Ability to read, analyze and interpret policies, procedures, and banking government regulations.

• Ability to respond to inquiries from internal audit, regulatory agencies and outside consultants.

• Strong verbal and written communication skills

• Ability to tactfully communicate with and gain respect of all employees

• Involved in hiring and firing decisions, provide daily supervision and performance feedback

Benefits

• 401(k) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer / Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Health Savings Accounts
• Bank paid Life / AD& D insurance
• Voluntary Life / AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program

Physical Requirements

The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position requires sitting the majority of the time at a computer with limited walking and standing. All work occurs indoors and within regular working hours.