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Consumer Loan Officer jobs in Texas

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

Recently Added Consumer Loan Officer jobs

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Consumer Loan Officer
  • Houston Federal Credit Union
  • Sugar, TX FULL_TIME
  • Houston Federal Credit Union
    Consumer Loan Officer
    Full-Time
    Position is located in Sugar Land, Texas with potential for remote/telework.
    Role:
    To assist current and potential members with their Credit Union financial needs; explains services, interviews applicants for loan application, processes loan request for decision. Funds and closes loan with loan applicants, collects underwriting stipulations, gathers complete and accurate title work for lien perfection. This role does not have lending authority. Position is hourly plus commission; commissions paid monthly.
    Essential Functions & Responsibilities:
    • Interviews loan applicants to develop information concerning their loan needs, earnings, and financial condition.
    • Explains loan options to members, evaluates their needs, recommends loan options and presents ancillary products available for that specific loan type.
    • Processes and prepares all loan documents for decision. Answers questions about products and services, and resolves problems that are within their authority to resolve.
    • Refers problems that are beyond their authority to their supervisor, along with their recommendations.
    • Presents and explains features and benefits to loan ancillary products and services.
    • Complete accurate title work document procurement for the purpose of lien perfection.
    • Funds approved loan and closes explaining the terms and conditions to the member.
    • Meet or exceeds loan dollar, referral / cross-selling, and ancillary product goals each month.
    • Other duties as assigned.
    • Must have availability Monday-Friday, some weeknights until 7:00pm, and alternating Saturdays 8:00am - 2:00pm.
      Performance Measurements
    • To provide prompt, accurate, courteous, friendly, timely and professional service to all members.
    • To troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner.
    • To ensure all documentation is completed accurately within the required time allotment.
    • To meet the referral and loan dollar goal each month.
    • To meet or exceed ancillary product goals monthly.
    • To maintain a professional, courteous, and friendly atmosphere for members and co-workers.
    • To maintain a dependable record of attendance and timeliness.
    • Is responsible for compliance with all required regulations and policies, especially with all Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) policies, procedures and regulations.
      Knowledge and Skills
      Experience - Two or more years of similar or related experience.
      Education - At least a high school education or GED
      Interpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Bilingual Preferred but not required.
    • Must have qualities that are consistent with our CORE Values:
      • Integrity, Honesty, & Respect
      • Passion, Commitment & Enthusiasm
      • Seek Excellence in All We Do
      • Work Hard and Have Fun
      • Friendly Service and Superior Value
  • 14 Days Ago
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Bilingual Customer Service / Consumer Loan Specialist
  • Sun Loan Company
  • Wichita Falls, TX FULL_TIME
  • As a bilingual (Spanish/English) Customer Service Loan Specialist, you will work with customers to explain our offerings, as well as conduct outreach to customers who are overdue on loan payments, wor...
  • Just Posted
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Consumer & Commercial Loan Assistant
  • Cornerstone Capital Bank
  • Roscoe, TX FULL_TIME
  • Who we are: Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2 billion in total assets, and arises from the combination of mortgage industry giant Cornerstone Home Lendin...
  • 2 Days Ago
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O
Consumer loan specialist
  • OneMain Financial
  • Little Elm, TX FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
  • 3 Days Ago
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Consumer Loan Specialist
  • Heights Finance Corporation
  • Alvin, TX FULL_TIME
  • Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
  • 4 Days Ago
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Consumer Loan Sales Specialist
  • OneMain Financial
  • Wichita Falls, TX FULL_TIME
  • At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Speci...
  • 4 Days Ago
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Consumer Loan Officer jobs at Popular Companies

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Member Service Representative
  • AgGeorgia Farm Credit
  • Royston, GA
  • Job Description At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique stre...
  • 6/11/2024 12:00:00 AM
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Mortgage Loan Officer - Consumer Direct
  • Forza Capital Funding, Inc.
  • Phoenix, AZ
  • We are looking for a few energetic Mortgage Loan Officers with a HUGE desire to grow THEIR business and careers while wo...
  • 6/11/2024 12:00:00 AM
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Consumer Loan Officer
  • Frontline Recruit
  • Grand Forks, ND
  • Our client bank is seeking a great personal/consumer lender to join their organization. The position will help oversee t...
  • 6/10/2024 12:00:00 AM
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Consumer Loan Officer - Personal Banker
  • Towpath Credit Union
  • Fairlawn, OH
  • Job Description Job Description Towpath Credit Union is here for you when your dreams need us! We have a fantastic oppor...
  • 6/10/2024 12:00:00 AM
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Consumer Loan Processor II
  • Town & Country Federal Credit Union
  • Scarborough, ME
  • Consumer Loan Processor II We are looking for a highly motivated individual interested in joining one of the most innova...
  • 6/8/2024 12:00:00 AM
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Consumer Underwriter
  • TBK Bank, SSB
  • East Moline, IL
  • Join TBK Bank! At TBK Bank, a member of the Triumph Financial portfolio of brands, we're a team of passionate, driven, c...
  • 6/8/2024 12:00:00 AM
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Consumer Loan Officer
  • Farm Credit of Western AR
  • Tontitown, AR
  • Job Description Job Description Incumbent manages and grows an assigned portfolio of loans that meet profitability and c...
  • 6/7/2024 12:00:00 AM
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Consumer Loan Underwriter
  • ALTAONE FEDERAL CREDIT UNION
  • Ridgecrest, CA
  • Job Details Job Location Ridgecrest Corporate Back Office - Ridgecrest, CA Remote Type Optional Work from Home Position ...
  • 6/7/2024 12:00:00 AM
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About Texas

Texas (/ˈtɛksəs/, locally /ˈtɛksɪz/; Spanish: Texas or Tejas Spanish pronunciation: [ˈtexas] (listen)) is the second largest state in the United States by both area and population. Geographically located in the South Central region of the country, Texas shares borders with the U.S. states of Louisiana to the east, Arkansas to the northeast, Oklahoma to the north, New Mexico to the west, and the Mexican states of Chihuahua, Coahuila, Nuevo León, and Tamaulipas to the southwest, while the Gulf of Mexico is to the southeast. Houston is the most populous city in Texas and the fourth largest in the...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$47,516 to $60,950

Most Popular Cities in Texas for Consumer Loan Officer Jobs

What does a Consumer Loan Officer do?

Consumer Loan Officer in Appleton, WI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
January 19, 2020
Consumer Loan Officer in Phoenix, AZ
This is a fully experienced Consumer Lender able to analyze more complex loans.
February 24, 2020
Consumer Loan Officer in Richmond, VA
However, the loan officer is still needed to guide applicants through the process and to handle cases with unusual circumstances.
December 04, 2019