Commercial Loan Business Development Officer jobs in Idaho

Commercial Loan Business Development Officer sells commercial loan services to prospective clients. Develops the initial relationship with prospects and coordinates with loan relationship manager to close selling process. Being a Commercial Loan Business Development Officer develops sales strategies for expanding referral sources. Typically requires a bachelor's degree. Additionally, Commercial Loan Business Development Officer typically reports to a manager or head of a unit/department. The Commercial Loan Business Development Officer gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Commercial Loan Business Development Officer typically requires 2 to 4 years of related experience. (Copyright 2024 Salary.com)

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Commercial Loan Officer
  • D.L. Evans Bank
  • Meridian, ID FULL_TIME
  • Job Description

    The Commercial Loan Officer is responsible for receiving, reviewing, evaluating, and underwriting commercial loan requests. He or she meets with applicants to explain credit policies and to obtain loan information and documentation, monitors and reviews construction and development loans, and helps with collection activities. The Commercial Loan Officer serves borrowers and prospective borrowers promptly and professionally, provides general bank information, cross-sells services, and helps other Commercial Lending personnel as necessary. He or she is responsible for business development and marketing of existing and prospective accounts.

    Qualifications

    • High school diploma or GED required; Bachelor's degree in Business, Finance, or a related field preferred
    • Three to five years of commercial lending experience required
    • Understanding of financial analysis and determination of credit worthiness required
    • Knowledge of Bank lending and collections programs, policies, and procedures required
    • Active license number with the Nationwide Mortgage Licensing System and Registry or the ability to obtain such
    • Familiarity with property management and maintenance procedures preferred
    • Strong interviewing skills
    • Excellent written and verbal communication skills
    • Proven track record of community/civic/trade organization involvement and business development
    • Strong analytical skills
    • Able to use financial calculator and related computer applications and business machines

    Responsibilities

    • Ensures that customers' requests and questions are promptly resolved
    • Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers
    • Completes lending operations in accordance with established Bank policies and legal requirements
    • Informs customers of Bank loan policies and services
    • Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit
    • Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems
    • Helps review construction loan advances on commercial properties
    • Conducts property inspections as assigned
    • Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline
    • Helps with the collection of delinquent accounts
    • Establishes and maintains effective and professional business relations with customers and trade professionals
    • Educates customers regarding bank products and services requested and how they can better serve their individual financial needs
    • Meets with applicants whose loans are denied and explains reasons and alternatives
    • May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high quality work and efficiency in operations are maintained
    • May determine work methods and flow through assigning, directing, coordinating, and reviewing tasks
    • Attends assigned training sessions and stays current on new procedures and policies
    • Markets commercial loans and cross-sells other bank products and services
    • Stays informed regarding changes in lending standards and related legal requirements
    • Promotes D.L. Evans Bank at all times and serves as a representative in the community
    • Completes required reports and records accurately and promptly
    • Maintains the professional reputation of D.L. Evans Bank
    • Coordinates functions with related departments and Branches and provides support as needed
    • Helps other area personnel as required
    • Keeps management informed of area activities and any significant problems or concerns
    • Attends and participates in meetings and committees as required
    • Completes special projects as assigned

    Company Description

    D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!

    D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.

    Benefits

    • Medical Insurance
    • Dental Insurance
    • Vision Insurance
    • FSA
    • 401(k)
    • Employee Stock Ownership Plan
    • Paid Vacation
    • Sick Time
    • Life Insurance
    • Long-term Disability Insurance
  • 3 Days Ago

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Commercial Loan Officer
  • Frontier Credit Union
  • Idaho Falls, ID FULL_TIME
  • Join our Commercial Lending Team! Frontier Credit Union is seeking an experienced Commercial Lender in Southeast Idaho. The ideal candidate will be organized, a team and consensus builder, and one tha...
  • 11 Days Ago

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Senior Commercial Loan Officer
  • Bank of Idaho
  • Idaho Falls, ID FULL_TIME
  • ApplyDescriptionPOSITION DESCRIPTION:As Branch Senior Commercial Loan Officer, you will meet the requirements of a full time Commercial Loan Officer, while also managing and providing leadership and g...
  • 20 Days Ago

D
Commercial Loan Officer
  • DL Evans Bank
  • Nampa, ID OTHER
  • Job DescriptionThe Commercial Loan Officer is responsible for receiving, reviewing, evaluating, and underwriting commercial loan requests. He or she meets with applicants to explain credit policies an...
  • 28 Days Ago

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Commercial Loan Officer
  • DL Evans Bank
  • Meridian, ID OTHER
  • Job DescriptionThe Commercial Loan Officer is responsible for receiving, reviewing, evaluating, and underwriting commercial loan requests. He or she meets with applicants to explain credit policies an...
  • 29 Days Ago

D
Retail Branch Manager and Business Development Officer
  • DL Evans Bank
  • Pocatello, ID OTHER
  • Company DescriptionD.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fos...
  • 15 Days Ago

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BUSINESS DEVELOPMENT REP
  • UHS
  • Augusta, MI
  • Responsibilities Skywood Recovery Center is a residential treatment facility offering integrated treatment for substance...
  • 6/9/2024 12:00:00 AM

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Business Development Rep
  • Xactly byGTE
  • Golden, CO
  • Restoration and Mitigation company is looking for a Business Development Representative to join their team! As a Busines...
  • 6/8/2024 12:00:00 AM

T
Commercial Loan Business Development Officer - To 175K - Chicago, IL -Job # 3274
  • The Symicor Group
  • Chicago, IL
  • Commercial Loan Business Development Officer - To $175K + Bonus - Chicago, IL - Job # 3274 Who We Are The Symicor Group ...
  • 6/7/2024 12:00:00 AM

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Business Development Representative
  • Cencora
  • Hoofddorp, NH
  • Our team members are at the heart of everything we do. At Cencora, we are united in our responsibility to create healthi...
  • 6/4/2024 12:00:00 AM

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Business Development Representative
  • ADP
  • Allentown, PA
  • ADP is hiring a Business Development Representative. Ready to control your financial future while achieving the work-lif...
  • 5/18/2024 12:00:00 AM

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Business Development Representative
  • ADP
  • Tucson, AZ
  • ADP is hiring a Business Development Representative. Ready to control your financial future while achieving the work-lif...
  • 5/18/2024 12:00:00 AM

A
Business Development Representative
  • ADP
  • Coraopolis, PA
  • ADP is hiring a Business Development Representative. Ready to control your financial future while achieving the work-lif...
  • 5/18/2024 12:00:00 AM

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Business Development Representative
  • Arrow Electronics, Inc.
  • Machelen, Flemish Brabant
  • Position: Business Development Representative Job Description: WHO WE ARE: Arrow Enterprise Computing Solutions (ECS), a...
  • 5/15/2024 12:00:00 AM

Idaho (/ˈaɪdəhoʊ/ (listen)) is a state in the northwestern region of the United States. It borders the state of Montana to the east and northeast, Wyoming to the east, Nevada and Utah to the south, and Washington and Oregon to the west. To the north, it shares a small portion of the Canadian border with the province of British Columbia. With a population of approximately 1.7 million and an area of 83,569 square miles (216,440 km2), Idaho is the 14th largest, the 12th least populous and the 7th least densely populated of the 50 U.S. states. The state's capital and largest city is Boise. Idaho p...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Commercial Loan Business Development Officer jobs
$74,387 to $107,346

Commercial Loan Business Development Officer in Wichita, KS
This is where a commercial business development officer comes in.
January 22, 2020
Commercial Loan Business Development Officer in Lexington, KY
Even though these professionals specifically work with commercial loans and in development (as opposed to closing) they may actually perform a number of the same tasks as traditional loan officers.
January 07, 2020
Commercial Loan Business Development Officer in Saginaw, MI
Based on our compensation data, the estimated salary potential for Commercial Loan Business Development Officer will increase 16 % over 5 years.
February 09, 2020